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Cost & Insurance

We see patients both in-network through insurance and on a self-pay basis. Both paths are welcome at Trend, and this page covers what to expect with each.

In-network with insurance

We are in-network with most major Colorado plans — including Medicaid (Health First Colorado), Anthem / Blue Cross Blue Shield, Aetna, Cigna, Kaiser, UnitedHealthcare / Optum, Carelon, Colorado Access, CCHA, Rocky Mountain Health Plans, and Evernorth.

Your exact out-of-pocket cost depends on your plan’s copay, deductible, and coinsurance for behavioral-health visits. Most insured patients pay between $0 and $60 per visit after their deductible is met. Upon request, we can verify your benefits and give you an estimate before your first visit.

Self-pay

Many patients prefer to pay directly rather than use insurance — for simpler billing, more privacy, faster scheduling, or the flexibility to see a clinician who may not be in-network with their plan. Self-pay patients get the same clinicians and the same care with straightforward flat-rate pricing.

Our self-pay rates vary by service type and provider. Contact our front office for current rates and we’ll match you with the right clinician.

What counts as a “visit”

  • Psychiatric initial evaluation — a longer first appointment (roughly 60 minutes) with a psychiatric nurse practitioner to review your history, make or confirm a diagnosis, and build a treatment plan. Billed at a higher rate than follow-ups.
  • Psychiatric follow-up — shorter (20–30 minutes) appointments for medication management after your initial evaluation.
  • Therapy session — standard 45–55 minute sessions with a licensed therapist.

Questions we get often

“How do I know what my insurance will cover?” Call the member-services number on the back of your insurance card and ask about your coverage for outpatient behavioral health — specifically whether you have a deductible to meet, what your copay or coinsurance is, and whether Trend is in-network. You can also ask us to verify on your behalf.

“Can I pay out of pocket even if I have insurance?” Yes, for most plans. Many patients choose to — often for simpler billing, more privacy, or faster access. Just let us know at scheduling. One exception: federal rules do not allow us to bill you directly for services that would otherwise be covered by Medicare or Medicaid (Health First Colorado). If you are enrolled in either program, we will bill your coverage.

“Do you offer a sliding scale?” Please contact our front office to discuss payment options.

“What if my provider isn’t in-network with my plan?” Some of our providers see patients under out-of-network benefits; others do not. We’ll let you know at scheduling whether your preferred provider is in-network with your plan.

Ready to get started?

Request an appointment or call us at 720-443-1691. Ask us to verify your benefits before your first visit and we’ll give you an estimate of what to expect.